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Know which friend has the card before the bill comes

10% off, but only with a card you don’t have. Toli shows you which friend does.

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Free. Card names only, never numbers.

Your group sees a name, a card and a bank. Nothing else.

How it works

  1. Add your cards by name

    Pick them from a list of over 1,100 Indian cards. There is no field for a number.

  2. Start a group and send the link

    Flatmates, the office lunch table, family. You choose which cards each group sees.

  3. Look before you pay

    Search a bank or a card and see who has it. They pay, you settle up.

Toli never stores

  • Card number
  • Expiry
  • CVV
  • Limit
  • Spend

There is nowhere to type them, so there is nothing to leak. Friends never see your phone number either. See exactly what friends see

They pay with their own card and you settle up. Never send anyone a card number, CVV or OTP, not even family. Toli and your bank will never ask for them.

Your gang, and who holds what

Start your group

Got an invite link? Open it and you land in your friend’s group.